Carolz Creationz Business Blog 2010-09-06T04:32:25Z http://carolzcreationz.com/feed/atom WordPress admin <![CDATA[Financial Planning Services: Great Advice for Good Management]]> http://carolzcreationz.com/financial-planning-services-great-advice-for-good-management.html 2010-09-06T04:32:25Z 2010-09-06T04:32:25Z More >]]> Financial Planning Services: Great Advice for Good Management

This is true that you need useful advices in all areas of financial services and these advices play a major role in some of the most important business decisions. Different financial planning services firms provide a dedicated service to both individual and corporate clients. You can seek advices regarding savings and investment issues and along with it regarding many other issues which are relevant to your company.


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Generally saying, the functions of any financial planning services firm is multi-faceted. They can provide you help in the following way…

Protection – You can get genuine advices regarding life assurance and critical illness cover so that you can protect not only you and your family but also your business. You can get suitable cover in the most cost effective way.

Pensions – Financial planning services firms provide the services of individual and corporate pension planning. You can get advices regarding company pension schemes, SSAS, SIPP and annuity purchase and also total lifetime pension advice and pre and post retirement.

Investment/Savings – You can get investment advices regarding products ranging from ISAs to bespoke portfolio management.

Healthcare – Some financial planning services firms provide private medical insurance advice to ensure tailored medical insurance for both the individual and corporate clients.

Mortgages service – You also can opt for the advices regarding all aspects of residential and commercial lending.

Tax Planning – This is one of the major areas for which individuals and companies are opting for financial planning services firm. These firms help in monitoring the availability of tax mitigation schemes in the market place and analysing the associated risk and rewards. Products covered may include VCTs, enterprise investment scheme and other tax advantageous investments.

Therefore, if you need useful advices regarding any crucial financial issue then opt for the financial planning services firm to get it. After all management also needs advice sometimes.

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Help answer the question about financial

What financial information am I required to keep for 7 years?
I am trying to organize all my financial records and I am overwhelmed with old utility bills and credit card statements from accounts no longer in use. Which ones do I need to hold on to, and which can I shred? And is the standard 7 years still appropriate?

About Author

Anton Kadin -
About the Author:

Anton Kadin is an expert in the domain of asset management and investment solutions. Written from experience and with expertise, his write-ups provide guidance to individuals and businesses on asset management UK, investment solutions UK wealth management company and Financial Planning Services.

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admin <![CDATA[Rebuilding Your Life Financially After Divorce And Separation]]> http://carolzcreationz.com/rebuilding-your-life-financially-after-divorce-and-separation.html 2010-09-06T04:30:38Z 2010-09-06T04:30:38Z More >]]> Rebuilding Your Life Financially After Divorce And Separation

Divorce is a dreadful event emotionally for everyone involved, but it also has a huge financial impact on Australians due to our family law arrangements.

When it comes to splitting assets, everything can be considered part of the matrimonial asset pool:  the home, investments, savings, and even your superannuation.

Data from the Australian Bureau of Statistics (ABS) indicates that around half of all marriages end in divorce with 47,000 divorces granted in Australia each year.  When you consider this figure doesn’t include defacto couple break-ups it’s easy to see how many people are impacted by the financial ramifications of relationship breakdowns.

Financial Advice for Divorce

Rebuilding your life financially and emotionally after divorce and relationship breakdown is a difficult task.  In addition to the emotional impact, your divorce and separation also has financial ramifications.  Whether you were the main income earner in the household, or a stay at home mum, your financial status has changed as a result of the separation and you need to ensure that your assumptions are realistic going forward.  To start rebuilding your life you need to start with a budget to ensure that you have an accurate idea about your new cost of living.  Many people find that an experienced financial planner can assist them in this rebuilding phase to:

  • assess your income and expenses and develop a budget moving forward
  • help you to identify your financial goals – it is likely that these will have changed now that you are divorced
  • formulate a financial plan to help you secure your financial future through appropriate investing and life insurance.  This may incorporate any funds received from your financial settlement.

Many people who divorce find that the financial impact can set them back years.  This is particularly evident where divorce occurs later in your working life – you have less time to rebuild your finances before retirement.  By getting the advice of a financial planner experienced in divorce and separation, you can make the most of a difficult situation and start getting your financial life back on track.

For more information about how to rebuild your finances after divorce, download our free ebook Divorce and Separation.  In it you’ll find some great information to help you.

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Bird and Fortune on the Credit Crunch.

Help answer the question about financial

Why is it important that financial markets offer individuals the ability to buy and sell?
Why is it important that financial markets offer individuals the ability to buy and sell financial instruments quickly and cheaply?

A. Because it systematically lowers interest rates

B. To buy and sell quickly and cheaply are parts of the financial system

C. It improves liquidy and efficiency of financial markets

D. None of the above

About Author

Financial Spectrum -
About the Author:

Financial Spectrum is an independently owned financial planning firm based in Sydney Australia.  For more information about us and how we can help, visit us at  http://www.financialspectrum.com.au

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admin <![CDATA[Personal Loan: Opening Docks for Availing Huge Loans]]> http://carolzcreationz.com/personal-loan-opening-docks-for-availing-huge-loans.html 2010-09-06T04:25:01Z 2010-09-06T04:25:01Z More >]]> Personal Loan: Opening Docks for Availing Huge Loans

Personal loans serve to help people to meet many deadlines and overcome unexpected situations that come in their life. It is possible for the availers of personal loan to find these loans very easily. For an aspirant of personal loan it is possible to overcome the ups and downs of life easily. So, a severe financial jolt that may sometime emerge in people’s life can be overcome with ease with the help of personal loans.r />

The reason why personal loans are popular is that the loans can be used for any purposes. It helps people to meet long time desires and personal needs. Commercial purposes can also be met with ease. So, the loans actually serve as a capital for commercial purposes. So, the borrowers of the personal loans are no longer restricted to use them for personal needs only.

The availing of the loan is also simple. One has to furnish proof of ones credit history. If a person maintains a good credit history then it becomes very easy for him/her to find the loan. So, good credit always leaves a good impression on the creditors. But, in case of poor credit borrowers, it is not impossible to find a personal loan. A person may be granted loans if he or she is in a position to pay high interest rates. There are two categories of personal loans. One is known as secured loan and the other is unsecured loan. For a secured loan, the borrower has to deposit some security as collateral to the lender. But then the secured loans offer long repayment time and have low interest rates. In case of unsecured loans, the interest rates are high and the time for making returns is also short.

Moreover, with the coming of the online personal loans things have been further simplified. It is possible for people to make online application for loans. It can be done from any place. The borrower just needs to provide some personal details and fill in an online form. Having done so, it becomes possible for the people to find a loan that they may be looking for. Just after some verification process that includes telephonic discussion too, a borrower is granted the loan. The repayment process is kept simple and easily achievable. Flexibility is also provided by lenders to people, who are not in a position to make returns in time.

People can take a Personal loan for various purposes. It can be meeting expenses of a wedding, or holidaying at a destination, for educational purposes, home improvement or for a car purchase. Whatever may be the reason, the loan is beneficial for people to meet their requirements. It is possible for a borrower to take large loans ranging from £5000-£75000. In such a case, the repayment term usually extends from 5 to 25 years. So, the availers of the loan need not worry about the repayments and can safely make the payment in their due time. Application for a loan can be made anytime the need arises. The online personal loans make it easy for the borrowers to find the loan without having to visit banks personally.

Watch the video related to personal loan

There are four major credit card companies, and most of them offer fixed-rate credit cards. Read the fine print on a credit card agreement to understand how a credit card company can change the interest rate on a card with insight from a financial adviser in thisfree video on credit cards. Expert: Matthew McKillen Contact: www.innovativefg.com Bio: Matthew McKillen has more than 21 years of industry experience in arranging loans for his clients. Filmmaker: Christopher Rokosz

Help answer the question about personal loan

How do I go about getting a personal loan when I have no credit?
I am 18, just getting prepared to go to college, and I have no credit whatsoever. I don't need student loans because my dad pays for my school. However, my boyfriend and I live together and we just bought $1500 worth of furniture from his brother. Now, we were supposed to stick to a payment plan since we don't have a huge income, but they want the money now. My boyfriend is just going through bankruptcy so he cannot get a loan of any sort. How can I go about getting a personal loan to pay them off? We are both employed so I am not worried about paying it off, I am clueless as to how to even get the loan if I can. Any and all help would be appreciated. Thanks!

About Author

Amelie Eve -
About the Author:

Eve is a business writer specializing in finance and has written authoritative articles on the finance industry. Personal loans can be used for any of your financial requirements. To know more tips to follow for safe personal loan, read: http://www.longdogfinance.co.uk/tips-follow-safe-personal-loans.html

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admin <![CDATA[How Most Millionaires Are Made .]]> http://carolzcreationz.com/how-most-millionaires-are-made.html 2010-09-06T03:18:00Z 2010-09-06T03:18:00Z More >]]> How Most Millionaires Are Made .

” Information is the KEY”

As you know, there are all sorts of ways to make money – From real estate to the stock market to the Internet. Each has its own pros and cons. With the recent poor economy, a massive increase of people wanted to start a home based business was recorded by an internet survey.There are a lot of myths on the Internet, lots of lies with the get rich quick scheme,and most of all lots of “secrets” that only a handful of people knows.

With the present economic condition, one of the best, quickest and least risky way to make money today, tomorrow and century onwards is by selling the tools enterpreneurs need to find their fortune. And right now is the perfect opportunity to dive deeply and search wisely for the “Perfect” Business” and “Perfect” Product. But the BIG question is … Does It Exist? …
Well,we all make sense, unless you belong to world of IDIOTS. These types of products do exist but , take note, very extremely RARE and most people in this business never get to feel the thrill that comes from the bing boom bazoom of responses this type of product generates.

Let’s face it, we are in the “information age”. Most of the newest millionaires in the past 5 years have all been associated in some way, shape or form to BOTH, the Internet and the selling/buying of informational goods!
You know, that once-in-a-lifetime product . . . The kind of product that sells itself, has tremendous profits and makes customers happy.When I joined the internet online business, my first question was, ” Can I make Money on the Internet? “Having a wide view of it, why there are people who makes money on the internet and making progress of becoming a MILLIONAIRE!!!Come on… is this REAL PEOPLE?….(just curious).

Ask almost any successful enterpreneur and they’ll all tell you that they started their road to millions by utilizing the RIGHT INFORMATION whether   selling it or buying it! You have to learn first… and then teach others. This is how ALL successful people live their lives.

It’s a well known fact that there is an estimated 55 million people wanting to get into the internet marketing business each year and most of these people will get their start selling information either in the form of “how-to” publications (books, newsletters, ebooks, websites, etc) and/or software that’s related to information! Starting from a low cost of $1, $4.95, $7.00 till lets say maximum $200. It’s funny…  selling one how-to-ebook for a low cost and  made over 200 million dollars. WOW!!!
Incredibly amazing!!!

Once I have read in a journal that ” selling information is a BILLION DOLLAR INDUSTRY that will be around forever” and MILLIONAIRES do agree. “Information is the key to success.This is a FACT, Whether you are giving it or receiving it… whether you are selling it or buying it, the RIGHT information can make you a millionaire… In both your bank account, and YOUR mind!” Qouted from CEO and Founder of amazon.com (Jeff Bezoz).

How can all of this be done on the Internet? What is the quickest and easiest way to get into the internet marketing business and earn “lots of cash”.
People will always be willing to spend money for information and ideas that will make them wealthier, wiser, and happier.

Like most people, you probably have the drive… the passion… the desire… you just don’t know what to do with it or where to go to find it. Don’t worry,even the web is so HUGE with all the blah,blah blah to attract on a plus minus basis, you will still find the right business and the right product from a wide array of internet marketing resources, methods, tips and strategies, tools and the most important direct to the point real information. Be SMART.

Here’s How Most Millionaires Are Made …  

I’ll share with you some helpful truly informative sites that will empowers your knowledge. One of them is Internet Marketing Center (Derek Gehl) and Affilorama (Mark Ling). I’m not sharing this for the reason of promoting but with honest to goodness feedback, the best to learn in a very simple way and no cost at all.

Millionaire’s Success is all About Information.

http://bestgetrichquickreviews.com

Watch the video related to enterpreneur

Successs story of the shoe laundry by me gajakas

Help answer the question about enterpreneur

This school year i'm going to a school called ENTERPRENEUR PREPERATORY SCHOOL?
Im going to the 6 grade and that school is so strict how can i convince my mother i dont wanna go there

About Author

Amor Banal -
About the Author:

Linda Amor Banal
A freelance article and poetry writer.
An MDH gazette Literary editor 1988.
Writing articles and poems is just one of my hobbies.

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admin <![CDATA[Development Of Entrepreneurship In India]]> http://carolzcreationz.com/development-of-entrepreneurship-in-india.html 2010-09-06T03:17:55Z 2010-09-06T03:17:55Z More >]]> Development Of Entrepreneurship In India

 

Enterpreneurs play very important role in socio-economic welfare of the country. They identify the needs of the business, purchases the other factors of production and coordinates them for some productive purposes. They are the innovators, researchers and risk-takers of the company. Due to the mixed economy in India, both public and private enterpreneurship exists here. Large scale sectors are under the public enterpreneurship. The middle and small scale sectors are under the private entrepreneurship. In order to develop entrepreneurship in this sectors, Government of India has stepped towards the Entrepreneurship Development Programmes. The reason behind the development of entrepreneurship programmes in India are as follows :-

1. Increase in national production and productivity in different sectors : Indian entrepreneurs should work to increase the national production in primary, secondary and tertiary sectors. They should work to increase employment. They must be able to generate wealth from both national and international markets. They should produce such goods and services which can substitute the imports. They should give more effort for increasing export of goods and services.

 

2. Balanced regional development : Most of the industries are setup in the urban and semi-urban ares. This has led to the migration of people from rural areas to big cities. This has created pressure on the Government to provide housing and other facilities to the people. In order to reduce this imbalance, Government has provided facilities to encourage entrepreneurs to setup new ventures in rural areas.

3. Re-investment of profit : The objective of re-investment of profit can be achieved when their will be developed indigenous enterpreneurs. They invest profits in the business for the betterment of the productivity and welfare of the community.

 

4. Decentralisation of economic power : The main drawback of large scale enterprises is the centralisation of economic power. In order to achieve equitable distribution of wealth and balanced economic growth, the Government has targeted to develop competent entrepreneurs who can setup the small scale enterprises. This will help in the dispersal of wealth.

 

5. Solving the problem of unemployment and under-employment : In large scale industries, the problem of unemployment and underemployment is more. It is so due to lack of capital and increase in labour force. The highly educated and technically experienced peoples get dissatisfied and frustrated with their job. In order to solve this socio-economic problem of India, Government has taken step towards the development of such programmes. Besides setting up of large scale industries, small scale industries are encouraged to setup, which can provide large number of employment with the same amount capital investment, compared to the large scale industries.

 

6. Harnessing youth vigour : When government cannot provide work to the educated and highly qualified youths, to earn their livelihood, they turn up to violent activities. In order to reduce their frustration, anger and disappointment, the development of entrepreneurs is necessary in India. They provide self-employment work to the youth, to earn their living. Thus, they are diverted from destructive activities by entrepreneurial motivation to work for the country.

7. Women as a special needs group : India is a developing country where discriminating attitude towards women is more. They are deprived of the opportunities, employment or payrise or leardership. Therefore, women has started their own ventures in India. Government has also started courses for the betterment of entrepreneurship skills among women. This has increased confidence in the mind of the women. According to the statistical reading, women entrepreneurs are doing better and they are increasing day by day. On the other hand, male entrepreneurs are impatient and over confident to spoil their own ventures. Women entrepreneurs are found to learn their weaknesses and they try to overcome them through hard work and perseverence.

Thus many institutions have been setup to develop the entrepreneurship in India. These institutions provide finance to the entrepreneurs to setup and flourish their ventures.

 

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Help answer the question about enterpreneur

how five great enterpreneur throughout the world discovered their bussiness idea?

About Author

Devyani Sarkar -
About the Author:

I am Devyani Sarkar. I live at Kolkata, West Bengal, India. My hobby is book reading. I am a commerce graduate. I like travelling distant places. I love my country.

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admin <![CDATA[Thinking of Doing a Hypnotherapy Course?]]> http://carolzcreationz.com/thinking-of-doing-a-hypnotherapy-course.html 2010-09-06T03:17:37Z 2010-09-06T03:17:37Z More >]]> Thinking of Doing a Hypnotherapy Course?

—-> Hypnotherapy Certification Course Review (latest version)

Hypnotherapy possibly will retain been your basic catalog on behalf of a fear, confidence, smoking, or else a burden topic. Hypnosis possibly will retain been the basic step to changing your life on behalf of the better or else perhaps a nearly everyone valuable tool along the way. If so, accede to me congratulate you on your achievement!

Unsurprisingly, as soon as we are healed, we feel so delightful, we absence to turn unfashionable and heal the humankind. So if you are allowing for a career having the status of a hypnotherapist, with the aim of is a lofty step in the sphere of your development.

So how organize you know a hypnotherapy flow is the true incident on behalf of you?

In the sphere of my duty, I let somebody have CPD (Continued specialist Development) training to qualified hypnotherapists. From what did you say? They let know me approximately their learning experiences, I retain gathered a a small amount of pointers to help you on your way.

Basic of all, ask by hand the question of why you absence to study hypnotherapy or else hypnosis. Is this for the reason that you like the feeling of putting fill with in the sphere of a trance, or else for the reason that you absence fill with to feel better? On behalf of an straightforward answer, ask by hand the following question. If near was a way you may well comprehend the same consequence in the sphere of the same count with no trance, may well you meet by hand liability it having the status of happily? If the answer is “no” or else “maybe”, so therefore your relevance in the sphere of learning hypnosis is on behalf of the damage end; a need to stay in the sphere of control.

Secondly, stay kind to by hand. Many of us drive ourselves really tough towards a specialist therapy certification whilst what did you say? We really absence is to grow and develop inside ourselves. It is flawlessly OK to enrol against a flow on behalf of self-development.

—> Basic Hypnosis Certification (latest version)

Many fill with take a therapy flow on behalf of self-development. Selected decide to take it to a specialist level, and selected are fortunate with the individual improvement of their own lives on behalf of themselves, contacts and kin.

Thirdly, stay straightforward approximately the money area of things. Selected enterprising folks are attracted towards hypnotherapy training on behalf of the money. This is a flawlessly delightful end to turn into a hypnotherapist. Having the status of prolonged having the status of the maturing hypnotherapist enterpreneur provides an admirable service on behalf of the true value, lofty! With the aim of is a authenticate priced artifact. The supplementary fortunate clients our enterpreneur has, the supplementary cients they command refer, and the supplementary money command go in the sphere of.

Hypnotherapy is a lofty topic to study. A delightful hypnotherapy flow command teach by the side of smallest amount selected NLP, or else Neuro-Linguistic indoctrination, and an understanding of chief psychology. This in the sphere of itself is very useful. It makes a delightful contribution to your skills and individual development.

Get pleasure from your journey with hypnotherapy!

I am committed to thinning out the word approximately wellbeing options. I believe with the aim of the supplementary and better options single has, the supplementary catalog near is.

A virus jammed along with 5 other students by the side of university by the side of the conclusion of 1986, plus therapeutic laxity, inescapable with the aim of I got smokers lung by the side of a relatively immature age. In the sphere of nervousness on behalf of help with my symptoms and quality of life, I bowed to complementary therapy, and this is the 12th time I retain outlived single doctor’s prognosis.

—-> NLP Master Practitioner Training Certification (latest version)

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Watch the video related to enterpreneur

discussion on microfinance with Mr Niraj Verma of World Bank , the complete industry prospect and an overveiw

Help answer the question about enterpreneur

as an aspiring enterpreneur, which fields are profitable and what are the basic things i need to know ?
i need business tips and advice on profitable areas

About Author

Maria Chris -
About the Author:

I would like to write articles since childhood my aim is to become a Expert Writer in World So far I wrote Most Of all every category Soon I’ll become a Expert Writer

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admin <![CDATA[Women her role in various walks of life Resume Writing Astrology]]> http://carolzcreationz.com/women-her-role-in-various-walks-of-life-resume-writing-astrology.html 2010-09-06T03:17:16Z 2010-09-06T03:17:16Z More >]]> Women her role in various walks of life Resume Writing Astrology

Women – Should she be equal to men

She is the creator of men

 

O Woman! Lovely woman! Nature made thee,

to temper man: we had been brutes without you

Angels are painted fair, to look like you.”

Thomas Otway

That is the power of her existence. She is truly divine in disguise of human. But it is equally important that society runs on two wheels, both the wheels must be equally strong to run smoothly. Although legally and theoretically women is now recognized as the social equal of man, but the institutions of caste, the patriarch family and the prevailing value system are still surcharge on them due to the spirit of male dominance or what  we call male chauvinism. 

But it is the power of emotion, which is the evocation of the infinite faculties of women representing her ability to scale the height of thought, love, beauty, care, affection, sacrifice and the list is endless. She is the magnificent creation of God, a multifaceted personality with the power of benevolence, adjustability, integrity and tolerance. She is the companion of man gifted with equal mental faculty protection and provider of the embodiment of love and affection. The role given to the women in society is measuring rod and true index of its civilization attainment. She is the builder and molder of a nation’s destiny. Though delicate and soft as lily, she has a heart, far stronger and bolder than of man. She is the supreme inspiration for man’s onward march.

If one happens to turn the pages of history (women like Mother Teresa, Kalpana Chawla, Sushmita Sen and so many worth appreciating)role of women stand out in resplendent letters. As she not only has proved her abilities as soft, delicate, emotional and caring mother, wife, sister, nurse but also she is the one who has attained the heights of achieving success in the field of Aeronautical sciences. She is spreading the message of being equal to men by achieving success in almost all walks of life which earlier was considered foreign to women’s nature and attitude.

It is hard fact that when men get name and fame and recognition it takes them to chauvinistic attitude, and they start considering themselves as the unconquerable monarchs, but look at the women’s modesty and generosity she accepts this looked upon attitude not to challenge the world of men but accepts it as a trifle hurdle where like other spheres she has to mark her presence, which is yet to be discovered, which is yet to have spread some vestiges of hope.  Why shouldn’t she be considered equal to men? Why? After all she plays great part in the progress of any country as the mental and physical contact of women with life is much more lasting and comprehensive than of men. “For the hands that rocks the cradle rules the world”. In women is hidden the revolutionary energy which establish paradise on this earth. She is less selfish; more dedicated to duty and have much potency than men by nature. Only elevating presence of women on the top can help bring in a semblance of order in the present situation, where she is looked upon as the mere, pitiable, weak, helpless and dependent creature. Not only this she is emotional, affectionate, caring and yet firm and is the perennial source of aspiration for man himself in the odyssey of life. Without the emancipation of women, existence of Adam was meaningless. She is the cultural backbone of the society. She is the incarnation of love and existence of men’s very presence.

 

This is the era of women. They are gradually emerging as a force in social cultural as well as political fields of the country. The tolerance, perseverance, inner strength, insight efficiency of a responsible and good being women help in the governance of the country on wider scale and of family in narrower sense. If men have sight women have insight. She has now occupied a pivotal position and has achieved eminence in different fields. Obstacles, yes obstacles are there in her venture of establishing her presence felt as equal to men but she continues to bind it with hope, optimism, happiness and virtue together as by an indissoluble chain. It is her power only that sets her apart from men on the lower rungs of the evolutionary ladder. Rather it will not be an exaggeration if it is said that it is only such qualities, which moulds her personality to a God like height.

 But she is the other half of men. She has got her existence from Adam’s shoulder bone not to forget the evolutions of the first Homo sapiens. Men and women are like body and soul. Like a body without a soul implies a rotting carcass, left to waste away in to nothingness. It is the sexual character which turns breathless life into an otherwise inanimate piece of clay, transforming it into a living piece of creation. It means it is through their complementary relationship only life is generated, so where is the space left to discriminate between them. There are just small oblivions which need to be replaced with shining world which should echo concrete jingles of equal and hormonal relationship between men and women. After all nothing is perfect.

Sangeeta Chaudhary

 

 

 

 

 

 

 

 

 

 

 

 

Astrology and Blue Sapphire

Saturn can be the greatest friend – understand saturn and proppitiate saturn and see the valuable great blessings of lord Saturn
It is the Stars. The Stars above us govern our conditions.

Shakespeare:
King Lear, Act IV
Human desires are controlled by cosmic rotation of planets. It is quite bold statement as the scientists who want facts and facts only to prove the existence of metaphysical forest of knowledge, can challenge it. But let us simplify it with an illustration, as we know that desire for Knowledge is the evidence of Soul or Spirit _ it is the dividing line, separating Mankind from the animals. By Knowledge Man only becomes free__ free from the fate that ignorance would condemn him to bear. Like suppose one knew that heavy stone was at that moment falling from the roof, towards one’s head. As a sensible person, one would jump aside and be saved__ but the stone would continue to fall. In other words, the law or cause that might have killed the man is here represented__ he escaped only because he was protected by knowledge.

As Saturn’s and Mars planets were recently came closer to each other was something which was bound to happen, it was cosmic law _ not to be changed can never be changed.

All we have to take care of is to protect ourselves from the negative vibrations of the movement of the planets. But question lies that how to protect and can it be possible. Yes, it is possible and can definitely be done. It is just simple like a person’s health seriously affected at a certain period of time and as a sensible person one would escape the threatened break or try to minimize the consequences by consulting doctor and taking medicine. Doctor for planetary malfunction and benefaction is Astrology, which offers number of medicaments. One of the important measures is wearing precious stones to minimize the evil effect of planets.

Blue Sapphire or neelam or sauri ratna or shani priya removes evil effects of Saturn. It has the power of elevating ones status right from social life to professional life. It brings name, fame and wealth to its user. But caution is required as it can bring misfortune too. So it is advisable to first test it for a week or so before final wearing. But should all the people suffering from afflicted Saturn, wear it? No, let us know who all should wear it and when to wear it and other reasonable information about this stone.

Shani or Saturn is the presiding deity of longevity, calamities, spiritual wisdom and difficulties. It is both giver and destroyer. In all the twelve zodiac signs it resides for the period of 2 ½ years. When it resides in horoscope in 12th, 2nd and 1st house it resides for 7 ½ years, when it transits over moon from the previous house to the next house where moon is located takes 7 1/2 years to move which is called sarrsati. During this period it troubles the native financially, physically and sometimes to the extent of loss of social image.

There are also the great examples of saturn making Kings and emperors and Prime Ministers in this period or its major period . Saturn can be the greatest friend not foe . Depends on it’s location and other aspects in the horoscope.
Indira Gandhi ruled India as one of the strongest prime ministers in the history of free and democratic India. This was in the major period of Saturn . During Saturn’s major period or transitory phases one can be advised to wear blue sapphire. Also people born in Capricon rashi and lagna, Acquarious rashi and lagna, Taurus rashi and lagna, Gemini rashi and lagna, Virgo rashi and lagna, Libra rashi and lagna can wear this stone. Zodiac signs Cancer, Leo and Pisces should not even try to wear it.

Saturn exalts in Libra and deblitates in Aries .Gets combusted if it is within the 15 degrees orb of Sun. Saturn is known as the son Sun God .
Indian astrological scientists have also invented many other methods to please the God Saturn. However here it is the subject of blue saffires and astrology .
According to numerology people born on the dates 8, 17, and 26 can wear this stone. It is believed that it has the power to ease anxiety, attract love, gain social respect, fetch financial profits, calms anger and controls negative emotions. It is also associated with the power of curing diseases like rheumatism, colic, weak eyesight, dental infirmities, deafness, baldness, arthritis, alcoholism, depression, frustration and mental illness. It can also gift the user with the special power of remembering past lives and give telepathic powers to its user.

Academically it helps the user to excel in the field of engineering, in automobile industry, iron industry and help in maintaining cordial relationship with the employees. People with strong Saturn are gifted with the quality of managing masses .

One should be cautious of not wearing coral, ruby and pearl along with this stone. It should be worn on Saturday and be worn on second finger of right hand and weight should be 5 to 7 carats or rattis and should be set in silver. It can be substituted with lapis lazuli, malachite or amethyst.

There should be no cracks, black spot and chipped edges. One should test it before wearing. Keep it under your pillow or your pocket for 3-4 days if pleasant dreams come it is good but if bad dreams occur don’t wear it.

Sapphires are second in hardness, next to diamond and therefore don’t need much of care. Before wearing it wash it in rose water and immersed it in milk for one hour during the first hour starting from sunrise of first Saturday to the next Saturday.

Sapphires are found in India, Brazil, Sri Lanka, Russia, Thailand, Australia, U.S.A, U.K., Nepal, Mexico, Zambia and Nigeria. In India they are found in Jammu and Kashmir and are considered the best in the world.

Sapphires are epitome of love, loyalty, friendship, sympathy, harmony, emotions and yearning. They are all time favorite stones for the occasion of engagement or marriage. It is considered as the, stone of stones, and easily be identified. All we have to do is to check inclusions, which can be seen with naked eyes if it is not the same than it is not the genuine one. The inclusions are generally like feathers or like finger print impressions.
So be careful when you buy one for yourself.

Astrology and Venus

Venus is the nearest planet to the earth and scientist has nicknamed it as morning and evening star. Sometimes people don’t recognize it and call the police because they think that it is UFO or some alien spaceship. It is quite similar to earth and astrologers take it as signpost of love, sex, optimistic attitude, physical attraction, art, and affection and represents the receptive, emotional , passive and female principles..

In esoteric astrology Venus is regarded as the abode of concrete knowledge. Venus house conjunction shows how you express socially, romantically, and aesthetically in the different areas of the life cycle. Venus brings a sense of harmony, refinement and aesthetic taste to the house it occupies. Venus is the planet of pleasure as it is said that when on journey your car gets a puncture it is mostly to be occurred near gas station. In mythology Venus, or Aphrodite, is considered as the goddess of love. It represents femininity, sensuousness, it is the soft feeling of baby powder on one’s palm, the feeling of sand on one’s hand, the scent of wild flowers, it takes us for trip to earthly pleasures.

Venus retrogrades every 18 months for 6 weeks.
In Gustus Holst’s musical composition The Planets, Venus is called Bringer of peace. It is the ruling planet of Libra and Taurus. It is the planet of Friday. In Chinese astrology it is associated with the element metal.
In its sleeping state it can make man lethargic, sluggish, vain and preoccupied with appearance. It makes us just like a large woman eating chocolate and continuously watching T.V and lying on the sofa. It then makes one passive, inert, and unable to make positive changes.

In its awakened state it becomes the healer, with total balance between mind, body and soul. It blesses one with perfection of form, shape, art, and beauty in artistic piece of work. Strange but world’s greatest artist are all men. It makes one stylish luxury lover, selective, charming and easy going. Retro gradation of Venus. During Venus retrograde love impulses, attractions, values, relationships, money and possessions are altered and do not function in their usual way. This means it is the time to go and finish pending work also it deals with deep feelings of past events. They are activated internally and difficult to express externally. It is the time to know you, time to have a peep in what and why you prioritize those things which might have been waspish for others but comfortable to you. It is the time to tune your instincts for guidance.

As far as money is concerned you need to bother extravagant expenditure try to look beyond surface appearances. Also try to pocket information than actually buying things for you for instance you can sit on net and browse right from fashion tips to business tips than actually spending on them. This is the time which makes you rethink and reanalyze your decisions than implementing them in true sense.

In Vedic Astrology Venus represents Poetics, Aesthetics, and Rhetoric. Research says that most of the greatest poets and artists have Venus in their horoscope. Like Tennyson, Byron, Aurobindo, Omar Khyam and Tagore. During this time avoid weddings, opening fashion houses, beauty salon, art gallery, launching of a women magazine, buying expensive items, radical changes in personal looks and investments, parties and social events etc.

We should rather during this time try to clean the house and throw the things of no value or importance. We should also ask genuinely for forgiveness, try to remove the differences in relationship , contact the old friends to maintain relationships and develop unconditional love by doing prayers, meditations and through spiritualism.

 

Women and Photography

Photography is the art of reproducing pictures of people, nature or any depiction of values, sentiments, emotions, or actions through the instrument or device called camera. Like other discoveries the world of photography has undergone sudden and gradual changes from the camera without the film to the development of film with the method of photogram that is a method of making permanent images.

Life has taken a new dimension with the modern concept of photography. We have now various types of photography, like we have aerial photography, art photography, studio or advertising photography, outdoor and travel photography, photojournalism, and sports photography.

It is said the history has become more interesting because of those momentary clicks which gives life to past in present. And this meaningful life has the great of contribution of women folk in it like they are excelling in the field of medical sciences, teaching line, aeronautical sciences etc. they have made a special place in the field of photography also. Yes, once again the field which was considered as the men’s sole hierarchy. Actually hurdle is not the competition but it is the material used, which was not only smelly but has sort of hit and miss affair, which makes the profession a thought over for women, and moreover the equipments required for the photography are cumbersome.

The most illuminating fact still lies in the fact that women have entered in this profession way back during First World War. We have names like Lotte Jacobi, Aenne Biermann and Yva who have established themselves as renowned photographers of their time and have portrayed the pictures of self-dramatization. The way to success in this field was also not easy. Whenever the women used to shoot and work along with team of men or their husbands it was always their men co-partners or their husbands who used to pocket fame.

In this field also we have classes. First class is the behind the scene class which takes care of all the printing work from the negatives for which they get very less remunerations. Second class is assistance classes, which assist the women customers in toilettes, sit at reception, take orders, collect the cash and maintain good PR’S. Third class is the class of actual photographers who has brains to master their skills in this field. It has given more successful names of women in this field than . Various exhibitions have been organized to depict the journey of women photographers from the First World War to the period of Nazism.

 

Substantial cash awards are announced every year for upcoming women photographers, competitions and many federations have also been formed to encourage few women talent in this field. We have names like:

  • Christina Broom is regarded as the first British woman press photographer. The number of events she covered included Derby Day, at Epsom, Surrey, investitures of monarchs, women suffrage demonstrations, the Oxford and Cambridge Boat race, and the Royal Mews at Buckingham Palace.
  • Nancy Ford cones is another name who operated in Ohio. She received second prize for a photograph entitled ” Threading the Needle” in a Kodak competition.
  • Clementina Hawarden was awarded a medal by the (then) Photographic Society, though she died aged forty-two, before receiving the award. The Victoria and Albert Museum, London owns many of her prints.

And the names are still adding. The work of photography by women presents striking portrayal of beauty, strife, sorrow, and dignity. Many so-called photographic works by the women bog the admirers with its picaresque quality. And in this they are more careful than men to tailor their work simply and effectively and which provides the reader with a fascinating and diverse view of photography at its best

Ageless entrepreneurs: Timeless Principles

Who is an entrepreneur?
The word entrepreneur derives from the French word “entre” (to enter) and “prendre” (to take), and literally it means the one who knows to synchronize… between his intellect and assets to accumulate gains (material as well as spiritual).

“It is not magic; it is not mysterious; it has nothing to do with genes. It is a discipline, and, like any discipline, it can be learned.”–Drucker. 1985 (1)Entrepreneurship is about a way of thinking and behaving. Entrepreneurs are people who are engaged in the process of creating and building something of value from practically nothing. They focus on doing and producing rather than watching and talking. Success flows to them as they focus on sensing opportunities, marshalling resources, taking calculated risks and pushing ideas through to reality, entrepreneurial thinking in action.

God: The greatest enterpreneur
Aesthetically or in the world of cosmos God is the greatest, original, ageless, omnipresent and omnipotent enterpreneur who has through his architectural skills and supernatural skills has created the LIFE . He is beyond time and space and is the initiater of huge energy field of this undestructible cosmos. To simplify He can make 24 more universes. The present universe actually has the speed to expand at the speed of light. God has used just 4% of the energy in creating this .That explains the enormous abundance and affluence available for the man kind to avail by using mind rightly. It is not being used more than 20% yet . Since man is the outcome of God’s manifestations, He has made him combination of intellect, emotions, spiritualism, intuitive powers and knowledge which embibes man with collective entrepreneurship so to call consciousness.

The seed : THOUGHT
A man’s mind is like a garden. If we plant good seeds, we will have a good garden. But if we don’t plant anything, something will grow and they will be weeds. That is nature’s law. As someone has rightly said: Our thoughts are causes You sow a thought, you reap an action. You sow an action, you reap a habit. You sow a habit, you reap a character. You sow a character, you reap a destiny. It all starts with a thought. “Precisely it all starts with right approach with right timings, of course age is not the restriction for entrepreneurship. I happened to read a story in one of the books which briefly sums up the approach taken by an entrepreneur. It runs like this: A man died and St. peter asked him if he would like to go to heaven or hell. The man showed his interest to visit both before taking final decision. He was taken to hell first where he saw a big hall with a long table, lots of food on it and music playing. He also saw rows of people with pale , sad faces. They looked starved and there was no laughter. He also found that these people were tied to four foot forks and knives and they were trying to get the food from the table to put into their mouths, but they couldn’t. After that he visited heaven. He found same things and people like in hell. But he got flabbergasted seeing the people there as they were laughing and were well-fed and healthy looking. He noticed that they were feeding one another across the table. The result was happiness, prosperity, enjoyment and gratification because they were not thinking of themselves alone but they were thinking to win. The same is true of lives of entrepreneurs. For example:

Once colgate company’s Md was visited by a consultant who after hard struggle got an appointment with him. He proposed the MD to increase the sale of the co. by 80 percent ( appx.) with his idea only. Reluctant but seeing consultant’s confidence, strong will, belief in self and spitfire gave him an opportunity to give his idea and rest is the story which everybody knows that he proposed to make the colgate tubes of plastic than that of aluminium and also by increasing the mouth of the tube by few cms which brought him position and also money. The owner of pan parag masala also made his fortune by introducing small pouches of pan parag so that general mass can also afford that, which thereafter brought a revolution in the business market of goods . Bill gates the richest man in the world is another example who has revolutionized the world of communications throgh the internet and by creating infrastructure for super information highway. One can call George Bush also the great entrepreneur who is making a protection cell for his country’ s energy security by enhancing oil wealth. Dhirubhai Ambani is another great entrepreneur who established the biggest fortune 500 company in the private sector, though he just started his struggle around the middle age. He came from small village family of gujrat in India and did not have formal education. He has left behind a legend Reliance group which is the pride of India . There are entrepreneurs in all the fields. Alexander the great , Ghengis Khan ,Ashoka the great were warrior entrepreneurs. Columbus who discovered America the greatest country of present times was an adventurist entrepreneurs. There are entrepreneurs in sciences , trading , entertainment , acting , media , politics , writing etc. There are many whom we can name but the list is unending. So the seed is thought if one knows what to get from where, how, when, why and from whom one has the calibre to establish oneself as the greatest enterpreneur. Napoleon Hill wrote Henry Ford never saw the face of school but had these qualities. By and large everyone of us has the potential only the degree varies from person to person and society to society and environment to environment and country to country.

The principles
Shiv khera has rightly said that “winners don’t do different things. They do things differently. “Enterpreneurs seek perfection in everything they do. They have the guiding principles like having confidence mastered by positive thinking. They have the sixth sense of making their failures their success. That is, they learn from their failures more. They do right thing for the right reason and in right time, they are not carried away by their impulses what brings them credibility is controlling their senses, things etc. instead of being controlled by them. Their best resource is the human resource as they build trust by developing mutual respect with people. They make the most obscure the known and important thing which not only generates wealth for them but also help them in removing obstacles to bring effectiveness and positive results. They know that success can be achieved if they abide by spiritualism and materialism together. They are able to relax in action and act in relaxation as they are not afraid of vacuum bringers like fear, ineffective beliefs, darkness, as they know that these are absences which vanish when the light is there as after every night there is new brighter morning and the Sun shining. King Soloman believed there is always a Sun meridian time as the Sun is always shining some where on the planet . It never sets for the bright thinkers. Precisely they do things differently. Some loopholes Just the desire to make lot of money, having heard that many entrepreneurs have, is not a basis of bringing fame and name as entrepreneurs. Prone to negative thoughts, insomnias, ignorance, problem creators, pessimism, excuses, selfish people, egoist, lack of planning, lack of training, lack of persistence, lack of priorities, procrastination, lack of discipline, fear of failing, fear of rejection, inability to use talent etc. are some troubleshooters which actually has produced unsuccessful entrepreneurs. Some Strategies Some people have a knack for discerning opportunities in ordinary events. But there are things you can do. Attend lectures. Read books. biographies, go through magazines. dream , visualise creatively . Observe what other people are doing. And talk to others who are involved in similar ventures. The smallest key is collect ideas, organize them, develop them in the form of planning, ask questions, think pros and cons, omit what you think is energy sucker or default, and finally reorganize and shoot.
The moral If you want to be a successful entrepreneur build in the insight, the vision, which makes one the best, successful and renowned entrepreneur. As there is a saying:
” Where the vision is one year, cultivate flowers, Where the vision is ten years, cultivate trees, Where the vision is eternity, cultivate people.” So think win and be a winner. “
Success desires you to remain away from guilt .
Swami A. Parthasarthy qouted from Bhagwad Geeta , Sin is not in the action , it is the reaction which rebounds after the action .
Plan and take such actions the reaction of which does not make you guilty . Such action of an entrepreneur becomes divine action and no stress can touch you .
Swami Chinmayananda mentioned in his version of Bhagwad Geeta about perfection. The difference between your planning and action is the measure of your lack of perfection. Planning and action go hand in hand for a great entrepreneur whether it is spiritualism or materilaism .You have all the powers within yourselves .

Free resume writing tips

To stand out of the crowd in the field of employment one should know the dexterity of creating a bond with one’s perspective employer. Since most employers spend a few minutes (or less!) looking over each resume they receive, it’s important to package your credentials in an appealing and concise format.

Make your own resume more compelling — by selling your strengths to employers! The goal of your resume is to make an employer want to interview you. It’s a powerful marketing tool that promotes who you are, what you want to do, and the value you will bring to an organization. Tailor it for each individual position. Usually it does not entail too much extra work. It is more a question of emphasizing certain things and de-emphasizing others based on the values placed highly by that employer. The best way to select information that belongs on your resume is to think like an employer. Ask yourself, “If I were hiring a person for this position, what training and experience would be related” Give brief, specific, positive information that would be of interest to your next employer. Do not give unrelated or negative information. Your resume writing can either make or break a job opportunity.

Formats

Your resume introduces you to potential employers. Find out how to write one that will make a good impression. Learn about different resume formats.
There is no right or wrong format, as long as your resume is concise, readable, and presents your qualifications in the best possible light.
Reverse Chronological resumes work best for people who have a strong, continuing work history with progressively more responsible positions. Presents material in reverse chronological order starting with the most recent job and then working backwards. Highlights the progress you’ve made in your jobs. unctional resumes work best for entry level, career changes, and those with gaps in their work history. Emphasizes your skills and accomplishments by listing experiences by major functional areas. Skills and accomplishment oriented resumes may be more effective by showing the employer what you can do for him or her based on education, training, or prior experience and accomplishments. Your resume is a profile of your skills, job experience and accomplishments. It is your opportunity to emphasize your strengths, education and talents. Combination resumes combine the chronological and functional formats to highlight selected jobs. A combination of the two may be used to highlight your experience or accomplishments gained from multiple jobs, or career changes. There are 3 popular online resume formats used widely today. These online resume formats include ASCII Text, HTML and PDF.

ASCII Text is basic text that you would use in an email message. HTML is markup language that used to build web pages. The PDF format is Adobe’s format for presenting documents that are embedded within page and cannot be edited. PDF’s are formatted more like a graphical picture, with improved formatting for viewing text images.

Some basics

· Use 8-1/2″ x 11″ paper, 1-2 pages
· Choose ivory, white, cream, buff or light gray paper
· Use personal computer, word processor, typewriter or typesetting
· Keep margins 1″ wide at sides and bottom
· Check for and correct any spelling, punctuation, typing or grammatical
errors
· Write short and to-the-point statements
· Keep it brief; write a summary, not a life history!
· Use short phrases beginning with action words to demonstrate
accomplishments and results
· Provide positive and honest information
· Use a simple, professional, easy-to-read style

· Emphasize important information by underlining or using capital letters when
appropriate, but don’t overdo it.
· Don’t list wages, company street addresses, references, salary
requirements, personal problems
· Provide examples of your qualifications

10 common pitfalls to avoid when preparing your résumé:

1. Your résumé should show a clear match between your skills and experience and the job’s requirements. A general résumé with no sharp focus is not seen as competitive. Why are you the best person for this particular position?
2. A solid résumé is much more than a summary of your professional experience; it’s a tool to market yourself. Avoid phrases like “responsibilities included” or “duties included.” Your résumé should not be a laundry list of your duties but rather an announcement of your major accomplishments. Information on a résumé should be listed in order of importance to the reader. Don’t ask employers to wade through your hobbies first. Dates of employment are not as important as job titles.
3. Education should be emphasized if you are freshly out of school and have little work experience; otherwise, put it at the end. If your résumé is difficult to read or key information is buried, it’s more likely to be cast aside.
4. Résumés that go too far back into the job seeker’s work history can put that person at risk for possible age discrimination. Does anyone really need to read about your high school job bagging groceries, especially when that was 20 years ago? The rule of thumb for someone at a senior level is to list about the last 15 years worth of professional experience.
5. Don’t forget to bullet the important skills that make you a standout in your field. Your objective is to play up the value that you will bring to a prospective employer. Emphasize how you will add worth to the company, not the reason you want the job. Employers are looking for someone to enhance the organization, not their own résumé.
6. Try to stay away from the cookie-cutter résumé templates that employers see constantly. Show a little imagination when writing and designing your résumé. But don’t overdo it. Overly artistic or tiny fonts are a no-no, since they’re hard to read and don’t scan or photocopy well.
7. If your Web site includes photos of your cat or your personal blog about what you did over the weekend, don’t steer prospective employers there by including it on your résumé. Keep your personal and your professional life separate in order to be taken seriously.
8. Your résumé is your one chance to make a first impression. A typo or misspelled word can lead an employer to believe that you would not be a careful, detail-oriented employee.
9. Everyone wants to present his or her work experience in the most attractive light, but information contained on your résumé must be true and accurate. Whether you’re simply inflating past accomplishments or coming up with complete fabrications, lying is simply a bad idea. Aside from any moral or ethical implications, chances are you’ll eventually get caught and lose all credibility.
10. A common mistake is neglecting to mention any extra education, training, volunteer work, awards, or recognitions that might pertain to your particular job area or industry. Many

Resume Writing Tips

Begin by determining your objective (do this prior to writing the resume).

Your Resume Objective is the first thing employers will read — make sure it’s great! Your resume will be first scanned for only a few seconds. Your resume objective must capture them and sell them a value.
Too many resume objectives are written with the job seeker’s desire in mind. For example, A sales position where my creativity and skill can be utilized with room for growth!
The above statement does nothing for your employer.
This is all about You! Give them what they want! Answer their question, “what can you do for me?”
Your resume objective should not be YOUR resume objective, but should be your employer’s objective.
Your job is to make a match! Lure them in towards reading the rest of your resume by demonstrating right away, that you know what they need.

Example

OBJECTIVE: Sales position in need of custom 10 years’ experience meeting sales quotas.

Qualification

It should be mirror to your academics giving in clear picture. For e.g

Example1. 17 years of experience in the finance, service and consumer industries. Expertise in computerized insurance tracking, development of sales territory, sales and customer service training, and operations supervision. Special skills in: Production/Operation, Training Supervision, Customer Service, Field Service Coordination, Budget Management, Problem Solving.

Example 2. Top sales performer in computer software. Increased new accounts by 35%.Achieved top sales award for 3 consecutive years. Developed Internet strategies for various clients in 13 Western states.

Example 3. Veteran photojournalist with extensive regional, national and international experience. A track record of unhesitatingly accepting assignments at a moment’s notice whenever the situation demands. Strong indep worker, as well as a contributing team member.
Guidelines for writing Resume

· Know your audience before you begin writing your resume.
· Your resume must be consistent with the position you are pursuing.
· Choose your language carefully and proofread. Your resume
· must be free of spelling, grammar, punctuation, or typographical errors.
· Tailor your resume to your prospective employer’s needs.
· Highlight the skills and abilities that will make you’re an attractive candidate.
· If possible, use a computer to prepare your resume. There are computer programs that make it easy to produce a professional looking resume. You’re Wisconsin Job Center, school, library, or quick print shop can help.
· Do not include irrelevant personal information (age, weight, height, marital status, etc.).
· Do not include salary and wages.
· Center or justify all headings. Don’t use abbreviations.
· Use bullets with short sentences rather than lengthy paragraphs. Resumes are read quickly, therefore make key phrases stand out. Bulleting information will help the reader view your accomplishments.
· Use action words – words like prepared, managed, developed, championed, monitored, and presented will cause your resume to stand out.
· You should always use %’s, $’s and #’s. Dollar totals, numbers, and percentages stand out in the body of a resume.
· Above all in your resume and interview – you must be positive. Therefore, leave off negatives and irrelevant points. If you feel your graduation date will subject you to age discrimination, leave it off your resume. If you do some duties in your current job that don’t support your job search objective, don’t mention them.

Proofread thoroughly

* Use bullet points and indents to set off accomplishments or add emphasis.
* Electronic and Scanned resumes have a different set of guidelines, however it is still important to create a stunning resume you will mail or hand deliver to your contacts.

You can determine keywords by reviewing:

* Job descriptions from previous positions you have held
* Techniques that you use
* The Dictionary of Occupational Titles
* The Occupational Outlook Handbook
* Industry/Professional and Technical organizations
* Professional/Technical acronyms i.e., HTML (Hyper Text Markup Language)
* Buzzwords specific to a profession or industry
* Job postings or classified advertisements
* Local government job service agencies
* Recruiters job descriptions
* Associates who work in the same field
* What YOU should NEVER include in your resume
* Age
* False information
* Marital status
* Health
* Number of children and their ages
* Hob Photographs
* Race
* Religion
* Detailed description of non-relevant jobs
* Controversial information (i.e., political affiliation)
* Social Security number
* Anything Negative
* bies or dangerous activities (unless job-related)

Women Entrepreneurs

The ladder of success
Recently Indira Vishnampet , The CEO and founder of Hydus, Inc. (Houston) a solutions provider in enterprise integration and enterprises data management_ has been rewarded as the Outstanding Woman Entrepreneur for the year 2007 for her professional achievements.

SOME SUCCESS STORIES
Is she the only one who has brought laurels. What makes a woman a successful entrepreneur is not what we call family background or luck.

Shanaz Hussain
is the famous woman entrepreneur who won India ‘s highest honor Padma Shree in the field of natural beauty and anti-ageing treatments but she accumulated all fame with the dint of her accepting new challenges, listening to her instincts to be innovative and enhancing her foresight and accomplishing her goals. She is the real entrepreneur.

Success came abruptly to housewife turn entrepreneur Mrs. Vibha Bahl , founder and Managing Director FUN FOODS, INDIA , who started her career as businesswoman by taking homemade flavored yoghurt to Diwali Mela and they ended up selling like hot cakes. And her journey of success started way back in 1984. Now she has over 200 people working under her in three factories and a range of 120 products to her credit.

Betsy Fein , the president of Clutterbuster , was once serving as human resource director, who after getting fired from her job decided to forget chasing the rat race; instead she thought to own something with more flexibility and more time for her kids, friends and family members and lo! She discovered her innate quality of home organizing which her town, her friends and family. The business which she started with a shoestring budget has now flourished and is a recognized industry leader.


ARE THEY DIFFERENT
.
They are not different. Difference lies in recognizing their existing potential.
This potential is an embodiment of self confidence , talent, versatility, realizing ones own empowerment, trusting your gut feeling, balance between professional and family life and above all is cultivating desire to produce par excellence mind body and soul.


IS BUSINESS THEIR CUP OF TEA?
Behind every success story there is some motivational factor. But being themselves motivators women Entrepreneurs are not handicapped to any man of body and soul rather they generate them with their sense of intuition, building strong relations and hierarchy with the spirituality.
Talking about statistical data it is found that raising a venture capital is not only men’s territory but it is surveyed that women led companies excelled by ten percent in different walks of business. Reason behind is their result orientation, focus on action and breaking shackles of restrictions and marching towards sustaining powerhouse of fund raising. Isn’t that sounding unusual?


WHO ALL SUPPORT
If we give a peep to Diary Industry in India we find that credit for its being No.1 in milk production goes to women who have been the facilitators and promoters of this industry. There should be follow-up development programs for such women who are in a way small unrecognized entrepreneurs. Some of the organizations like CFTRI etc are trying to crystallize turning micro zone industries to national agenda. This sort of support definitely empower woman to remove the gender bias and kiss the feet of success as COMPLETE WOMAN. Besides the support of government they themselves are the motivators. Women Entrepreneurs are not handicapped to any man of body and soul rather they generate them with their sense of intuition, building strong relations and hierarchy with the spirituality.


WHAT MOTIVATES THEM.
Women as a matter of fact can be entrepreneurs if they pocket few value points, which can be their weaknesses actually. The demarcation between wining and loosing, personal failures shouldn’t be taken as defeats and mistakes which are inevitable in business and above all following the rule of first collecting, organizing. Developing, modifying, and ready to shoot and success is touching your feet can help the lead. Women entrepreneurs climb the ladder of success with the deep and intense faith in their potential, discovering their positives to turn into self love and self acceptance, not hesitant to be opportunist to make the chain of associates, capacity to take educated risks, be persistent in taking maximum gains from their efforts and empowering their vision beyond achieving goals .

How to recognize yourself as Entrepreneurs?

  • If you are result oriented, you are gifted with entrepreneurial powers.
  • If you are believer in action, you can be an entrepreneur.
  • If you have spontaneous and independent thinking you are blessed with entrepreneurial qualities.
  • If you can equate between business and family you are the one who can rule the world with entrepreneurial skills.
  • If you can nurture innate power and professional power within simultaneously you are an entrepreneur.
  • If you have the ability to catch up fast in this patriarchic society without hurting their chauvinism you are the real and successful entrepreneur.
  • If you are national as well as international business information savvy, you are the one. (Though formal knowledge is not obligatory but latest know how’s of technology is the boon).
  • If you are energetic, creative, and imaginative and have passion to do things in your own way you have the potential to be entrepreneur.
  • If you are opportunity realizer, idea facilitator and promoter you can find yourself finally landing into business.
  • If you have a notion that once you start your venture you have to serve to the world the same way as you serve YOUR FAMILY you are an entrepreneur.

    Some secret steps to be successful entrepreneurs are:
    Ø Set your goals
    Ø Plan investment , resources and gains thereafter , beforehand only
    Ø Stay in tune with people who can help to make you come in limelight
    Ø Shoot the target and lo! Gains flow in.
    Ø Review your plans
    Ø Look for customer to buy your idea/product

    Get rid of that insecurity demon

Overcome those fears of not having enough capital, lack of family support, lack of confidence and lack of right public and private institutions just listen to your soul’s voice the real you the real entrepreneur.


Some Motivational guidelines
Exposure and stimulation : travel all the distances to get exposed ,to people of power, to resources, to knowledge , to communication industry and whatever can help you .
Encourage Mentoring : be in the company of people with positive thinking coz they fill with enthusiasm and encouragement.
Create Support system : Internet, social circle and above all aim high to get quick and positive results
Learn to deal with failures : take failure as a challenge recollect all your flaws work upon and make them your strengths.
Don’t doubt your viability : don’t confront with your talented soul. Crave for unquenchable thirst of power and pelf and ways will automatically open up for you.
Open up all the avenues : realize your dreams and be generous to open up all the avenues to let profit flow in from all the directions.


So if you have a compelling idea and well thought of executing it .Be passionate about it, build the sources and sell your idea.

Yes, I can see a woman entrepreneur emerging.

 Sangeeta Chaudhary

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Chairman of NBC was awarded the most prestigeous “Sri Lankan Entrepreneur of the year 2007″ award for his exemplary leadership and innovativeness in his endeavours as an entrepreneur.

Help answer the question about enterpreneur

which degree is best if i want to become an young enterpreneur specialising in fashion merchandise?
should i opt for bba or are there other degrees available??

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sangeeta -
About the Author:

Sangeeta Chaudhary

m.a eng, m.ed, german interpreter

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admin <![CDATA[Career in Hospitality Management]]> http://carolzcreationz.com/career-in-hospitality-management.html 2010-09-06T03:17:01Z 2010-09-06T03:17:01Z More >]]> Career in Hospitality Management

Hospitality management is the academic study of the running of hotels, restaurants, and travel and tourism-related business. Hospitality management is both a field of work and a field of study. In the work sense, it refers to management of hotels, restaurants, travel agencies, and other institutions in the hospitality industry. As a field of study, it refers to the study of the hospitality industry and its management needs.
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Given the potential for interesting and rewarding careers in tourism and hospitality industries many young people are looking for suitable courses which will help and facilitate them to build strong career in tourism and hospitality industries. After graduating from Hotel Management institutes there is a wide range of career option available for all the aspirants.

Hotels, one can get placed in reputed hotels like Taj, Oberoi’s and to some international chains like Hyatt, Sheraton etc. One can get placed in different departments like housekeeping, front office and food & beverages etc depending upon skills, knowledge and interest of the candidate.  

Airline industry, is also a good option for the hotel management students. One can join as an Air Hostess and Flight Stewards. Some of them can also join as ground Staff or as Public Relationship officers. Retail sector, has a wide range open for hotel management graduates. It includes PVR, Malls, Back Office jobs, joining as receptionist in corporate offices, Hospitals and BPO industry.

Enterpreneur, one has the option to open up his own hotel as he has done the theoratical study and can now implement studied principles to make his hotel world famous.  

Careers in hotel management-The Hospitality sector travel & tourism, hotel industry – has witnessed a fast growth in recent years. To match its rapid growth, the Hostel industry is in constant need of qualified professionals. Candidates opting for the Career in Hotel Management need to go through a rigorous professional training program. Qualification in Hotel management will open doors for young aspirants in the areas like Management trainee in hotels, Customer relationship executives in hotels, Housekeeping management, Cabin crew in airlines, Catering officer in cruiselines and executive in Tourism Development Corporations.

With increasing globalization, career opportunities in the field of hospitality are not limited within the country but there are chains of hotels which operate internationally providing scope of a career abroad. With the growth of hotel industry propelled by foreign and domestic tourism and business travel, the demand for well trained quality personnel too has grown impressively.

best practice management,hospitality career,management development training,enterpreneur,globalization impact

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Success story of anil Kumar feild turf tarkett india , licence of saarc region .

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How is the best way and management to be the best enterpreneur?

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Geoff Lenox -
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So if you want someone to do Hospitality management consulting or Food Management Consulting , you can try Boyle Consulting .

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admin <![CDATA[Planet Antares Tips For Novice Enterpreneurs]]> http://carolzcreationz.com/planet-antares-tips-for-novice-enterpreneurs.html 2010-09-06T03:16:33Z 2010-09-06T03:16:33Z More >]]> Planet Antares Tips For Novice Enterpreneurs

As a novice entrepreneur, you may be looking for investing in the right business to seek maximum profits right from the word Go. If you are thinking about getting into vending machine business, you should keep the following few tips in your mind.

  1. Always buy brand new vending machines manufactured from reputed manufacturer. Don’t get tricked by used/ refurbished vending machine sellers. Stay away from refurbished vending machine scams.
  2. Find a location that is highly profitable. Beware of taking services from vending locators as some of them are there to scam the operators by selling out “not so profitable” locations at high price. If you are a Planet Antares customer, you should get in touch with support staff, who without any cost would guide you to choose the best location for your business.
  3. Always buy products in bulk as you can get a decent deal.
  4. Stock reputed products. They are always a hit among customers.
  5. Stock products according to location. Product selection should be based on customer’s profile.
  6. If you have multiple vending machines at different locations. Plan your vending route in such a way, that none of your vending machine ever gets out of the stock.
  7. Service your vending machine regularly.
  8. Keep the vending machine hygienic and clean.
  9. Do seek and implement customer’s feedback to improve your services.

Planet Antares is manufacturing vending machines since 1987. Over the period of time, they are providing one of the finest and technologically advanced vending machines. Planet Antares not only helps vending operators in establishing their business, but also guides them at every necessary step. I would rate Planet Antares vending machines and their services simply superb and would recommend it to fellow entrepreneurs.

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#1 of the 12 keys to success in business. For more information, visit www.mymmea.com Produced by www.missionmediausa.com

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Does an enterpreneur need to have a name for his company?
Hi, I am an enterpreneur in UK. I am doing many things in business. Do i need to keep a name for my company.

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Kerry Collin -
About the Author:

Kerry Collin has been into Internet Marketing and researching for more than 5years. He came accross the Planet Antares program last year and made a lot of money with the vending business. Now, he has two businesses to boost about Internet Marketing and Planet Antares

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admin <![CDATA[Communicating with a Financial Professional]]> http://carolzcreationz.com/communicating-with-a-financial-professional.html 2010-09-05T04:33:54Z 2010-09-05T04:33:54Z More >]]> Communicating with a Financial Professional

Financial professionals are generally perceived to be more concerned with the fiscal side of your plans, especially when it comes to retirement. And making sure you have a comfortable savings to retire on, and enough to continue living the same lifestyle, are two extremely important things they do their best to help you achieve. But it’s a deeper knowledge and understanding of you as a client that helps them truly succeed.

<p>In fact, in order for them to truly know you as a person, a friend, and a client, they need to be asking the right questions and you need to be sharing with them more than just the bottom line.

These are just a few of the most important things to share with your financial professional when you meet to discuss your retirement:

1) Activities: It’s vitally important that you inform your financial professional what activities you plan on participating in the most during retirement. Often, they assume that golf and traveling will take up the bulk of your time. While that’s often an accurate prediction, it’s also sometimes too simple. Give them a long list of things you want to do in retirement so they’ll be able to understand what you plan on doing in the future. In the process, they’ll get to know you better as a person.

2) Your Passion: What did you enjoy about your life’s work? What did you enjoy doing the most? And what kind of activities will you participate in besides the leisurely ones? If you spent your entire life working this hard, then the chances are good that golfing and traveling won’t necessarily fill that empty space that used to be occupied by long days at work. Make it clear what other activities you plan on participating in, whether that be a job or volunteer work.

3) Your Legacy: It’s essential that you make it clear to your financial professional what you want to be remembered for. No one is a fan of talking about death, but by making your wishes and wants completely clear, your financial professional will be able to assist you with your estate planning needs.

By informing them what charities or causes you want to benefit after you’re gone (if any), they’ll be able to plan more clearly. Oftentimes things are left unsaid during retirement and a person’s estate doesn’t always get distributed the way they would have wanted.

As a rule of thumb, you should remember communication is the most important aspect of retirement and estate planning. Always communicate your full wishes to your financial professional, even the ones you may think aren’t as important.

The increased communication will mean that nothing is left unsaid, and in the process, your financial professional will get to know you better and understand your wishes fully as they help you make important financial decisions.

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World Financial Group (WFG) Profiles in Leadership – Ed Mylett World Financial Group Agency Chairman Ed Mylett and his wife Kristianna discuss the importance of putting in time and effort to make a WFG business successful. In World Financial Group, Ed and Kristianna have found the time to make their business succeed and the freedom to live. copyright © 2010 World Financial Group, Inc. All rights reserved.

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What determines whether a financial instrument is classified as a money market instrument?
What determines whether a financial instrument is classified as a money market instrument?

And also …

What determines whether a financial instrument is classified as a capital market instrument?

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Robert Valentine -
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Robert Valentine is a well-known expert in the matters concerning investors. His popular Flood Insurance
articles have been published by several publications throughout the United States. Please visit his website, http://www.themoneyalert.com to view his column.

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